Contaminated Products

Consumers need to know that the products they purchase are safe and reliable.

Contamination in products continues to create havoc for consumers and businesses around the globe. Whether the contamination is accidental or a result of product tampering, our coverage protects all aspects of the food, beverage and cosmetics industries.

Working with specialist loss control and loss mitigation consultants, before, during and after a crisis, Liberty has unparalleled underwriting expertise and individually tailored solutions.

Product Features:

  • Accidental Contamination
  • Malicious Product Tampering
  • Product Extortion
  • Government Recall (via endorsement)
  • Alleged Contamination (via endorsement)
  • Adverse Publicity

Covered Losses include:

  • Business Interruption
  • Replacement Costs
  • Recall Costs
  • Third Party Recall Costs
  • Consultants & Advisor Costs
  • Rehabilitation Expenses
  • Third Party Financial Loss (via endorsement)

Our Target Market includes businesses of all sizes who are involved in growing, manufacturing, importing, exporting, wholesaling, distributing and retailers of food, beverage, cosmetics and pharmaceutical products.